What Is a Life Event?

What Is a Life Event?

Life happens and when it does, you should evaluate your benefit elections to make sure they meet the needs of you and your family. This page addresses some common "qualified life events," as defined by the IRS.

A qualified life event allows you to make changes to your benefits, though any changes must be consistent with the event. In most cases, you must make any eligible changes within 30 days of the event. 

  • Visit the IRS site for a complete list of qualified life events. Not all events are considered qualified life events, and IRS rules sometimes change.
  • Click the life event on this page that relates to your situation to learn what benefits are available to you and how they may change, so you can optimize your Robert Half coverage.
  • Contact the Mercer Marketplace 365 if you have questions about your benefit elections or whether your life event qualifies.
  • Review the “Life Events and Your Benefits” guide on RH Connect, Protiviti’s iShare, or the SPS Portal for information about life events and things to keep in mind outside of benefit elections.
  • For details on our benefit plans, review this site and refer to your 2020 Benefits Guide.

You can also call HR Solutions at 1.855.RHI.MYHR (1.855.744.6947).  

Marriage / Domestic Partnership

Marriage/Domestic Partnership

Through the EAP, you have support resources to help you adjust to married life and more. Call the Employee Assistance Program (EAP) at 1.800.424.4485.

Divorce / Termination of Domestic Partnership / Legal Separation

Divorce/Termination of Domestic Partnership

If you have received a court order for medical coverage or 401(k)/DSSP, or if you have questions, please contact the HR Solutions Center at 1.855.RHI.MYHR (1.855.744.6947).

Birth / Adoption/ Placement for Adoption

Birth/Adoption/Placement for Adoption

Through the EAP, you have access to counseling or assistance as needed. Call the Employee Assistance Program (EAP) at 1.800.424.4485.

Dependent Turns Age 26

Dependent Turns Age 26

  • Understand the eligibility rules. Your dependent child’s medical, dental and/or vision coverage ends on the last day of the month in which he or she turns 26.
  • Your child will receive notice from Mercer Marketplace 365 about COBRA coverage. For questions about COBRA coverage, contact TRI-AD at 1.866.268.0142 (Option 4).
  • Provide information to your dependent about other coverage options, such as the Federal Health Insurance Marketplace.
  • Convert your supplemental child life insurance to an individual policy.
  • Refer to “Life Events and Your Benefits” on RH Connect, Protiviti’s iShare, or the SPS Portal.

Loss of Robert Half Coverage Due to a Reduction in Hours

Loss of Robert Half Coverage due to a Reduction in Hours

  • Understand what will happen to your benefits if you're no longer eligible for coverage:
  • The following plans end on the last day of the month in which your employment status change occurs:
  • - Medical, dental, and vision
  • - Identity protection, legal coverage and pet insurance
  • The following plans end on the date your employment status change occurs:
  • - Basic and supplemental life and AD&D insurance
  • - Spending accounts (HSA*, FSAs, commuter benefits)
  • - Critical illness, hospital indemnity, accident insurance
  • - Disability coverage
  • - Universal life insurance
  • *Your HSA will be converted to an individual account.

    For details on our benefit plans, reviews this site and refer to your 2020 Benefits Guide.

  • If you continue to work less than 20 hours per week (or 30 hours per week if you’re an SPS employee), you may continue to be enrolled in commuter benefits and voluntary insurance products (including supplemental medical insurance, identity protection, legal coverage, pet insurance, auto and home insurance). Temporary professionals in Hawaii have different eligibility requirements. For details, see the 2020 Hawaii Temporary Professional Benefits Guide.
  • A COBRA package will be sent to you from Mercer Marketplace 365. For questions about COBRA coverage, contact TRI-AD at 1.866.268.0142 (Option 4).
  • You may also consider other health care options, such as the Federal Health Insurance Marketplace, and Medicare.
  • Submit Flexible Spending Account (FSA) claims.
  • Submit commuter benefits claims.

 

New Hire / Turning age 26 / Newly Met Hours Requirement for Robert Half Coverage

Now Eligible for Robert Half Coverage

 

Leaving the Company

Leaving the Company

 

Spouse/Domestic Partner Loses Coverage

Spouse/Domestic Partner Loses Other Coverage

 

Death of Child/Spouse

Death of Child/Spouse

Leave of Absence

Leaves of Absence

  • Call Broadspire, Robert Half’s Leave Administrator, at 1.877.603.9687 to report your leave 30 days before the leave start date, or as soon as possible.
  • Read the following documents found on RH Connect, Protiviti’s iShare, or the SPS Portal:
  • -Employee handbook
  • -Leave of Absence Manuals
  • -Leave of Absence checklist
  • -How to File for a Leave of Absence and Disability Benefits
  • If you are enrolled in any of the Robert Half health plans, you’ll receive information about your health care coverage while on leave, including paying for coverage.
  • Consider these other resources available to you during your leave.

  • - Health Advocate can assist with medical claims and billing problems.

  • - Best Doctors can provide you with medical advice, second opinions and treatment plans for the condition, if you’re enrolled in a Robert Half medical plan.

  • Magellan Health allows you to access counseling or assistance as needed.

  • Refer to “Life Events and Your Benefits” on RH Connect, Protiviti’s iShare, or the SPS Portal.

     

Spouse / Domestic Partner Gains Other Coverage

Spouse/Domestic Partner Gains Other Coverage