Overview

At Robert Half, you’re part of a team that supports you and a business that rewards your efforts. Our comprehensive benefits programs are designed to support your physical, emotional and financial well-being, particularly in these challenging times.

Open Enrollment is your once-a-year opportunity to enroll in or make changes to your coverage. Read on to find out how our programs can help you and your family stay healthy, balanced and happy.

Open Enrollment for 2021 benefits begins November 3, 2020 and ends November 17, 2020 at 8:59 p.m. Pacific time.

Most existing benefit elections will carry over. However, certain plans require you to take action. This Open Enrollment, you must take action if you want to:

  • Make any changes to your current benefits coverage
  • Enroll in or continue your HSA, FSA, or commuter benefits*
  • Add or remove dependents for next year

*Note: For the HSA and commuter benefits, submit your elections by November 17 if you want to continue contributing as of your first paycheck in 2021. However, you may choose to make contributions or change your contribution amount at any time during the year.

Important! Be sure to view all the pages of this site to learn about the variety of benefits available to you.

Robert Half reserves the right to amend or terminate your benefit plans. This includes the ability to increase employee contributions for coverage.

You Must Take Action for Certain Plans (If Available to You)

If you want to participate in a Flexible Spending Account (FSA), you must make an election each year during Open Enrollment. Once enrolled, you may not make changes to your FSA election unless you have a qualified life event. FSA participation doesn’t carry over to the next plan year.

For Health Savings Accounts (HSAs) and Commuter Benefits, submit your elections by November 17, 2020 if you want to contribute as of your first paycheck in 2021. However, you may choose to make contributions or change your contribution amount at any time during the year.

2021 Changes

Here’s what you need to know about your benefits for 2021:

  • There are no cost increases for any offerings in 2021. In fact, you may pay less in some cases.
  • You will get more for your money through enhancements in supplemental medical insurance (accident, critical illness, hospital indemnity), if you choose to enroll.
  • Guaranteed coverage levels and dependent age limits have increased for voluntary universal life insurance.
  • To support your mental well-being, the Employee Assistance Program (EAP)* will offer an increased number of annual visits, and you'll have access to virtual therapy through BetterHelp.

*Available to Robert Half and Protiviti employees and those in the Salaried Professional Services program (excluding temporary employees in Hawaii).

You can find highlights of the changes below. Check out the other pages on this site for more detail on all your benefits.

Coverage Costs

We know cost is always a primary concern for you and your family. For 2021, we’re pleased to offer the same — or enhanced coverage — with no increased cost for most of the benefit plans. Below is a summary chart of 2021 plan rate changes.

2021 Plans 2021 Rate Increase
  • Medical: Anthem and Cigna plans1
  • Medical: Kaiser plans (all regions)
  • Medical: HMSA (Hawaii only)
  • Dental: Standard and Enhanced1
  • Vision: VSP and Davis Vision1
None!
Supplemental Insurance Options
  • Cigna Accident Insurance2
  • Cigna Critical Illness Insurance2
  • Cigna Hospital Indemnity Insurance2
None - now, you can purchase enhanced coverage at lower costs!
  • Lincoln Supplemental LTD Plan1
  • Lincoln Supplemental Life Insurance1
  • Lincoln Supplemental AD&D Insurance1
None!
Voluntary Plans
  • Allstate Identity Protection
  • MetLaw Legal Benefits
None!
  • MetLife Auto and Home Insurance
  • Nationwide Pet Insurance
  • Allstate Voluntary Universal Life Insurance
These plans are individually rated - the insurance company will provide rates directly to individuals.
  1. Available to Robert Half and Protiviti employees and those in the Salaried Professional Services program (excluding temporary employees in Hawaii).
  2. Previously available through Allstate.

Supplemental Medical Insurance

Great news! For 2021, you can purchase enhanced accident, critical illness and hospital indemnity insurance at lower costs through Cigna. Now is the time to think about additional protection to help pay for services and out-of-pocket expenses, enabling you to bounce back after an injury, illness or hospital stay.

Here’s how the supplemental medical insurance plans work:

  • Cash benefits are paid directly to you. Benefits aren’t subject to copays, deductibles, coinsurance, or network requirements.
  • You choose how to spend your insurance benefits. You can pay for medical costs, travel expenses to see a specialist, childcare, or help around the house — it’s completely up to you.
  • “Get it” and forget it.
  • Take it with you. You can take your coverage with you if you leave Robert Half.

When you purchase accident, critical illness or hospital indemnity coverage through Cigna, you have access to My Secure AdvantageTM, which offers financial wellness solutions for all types of personal challenges.

Do You Currently Have Supplemental Medical Insurance?

We’ll make it easy for you. Your current accident, critical illness and/or hospital indemnity insurance coverage will transfer from Allstate to Cigna for 2021, so you can automatically take advantage of enhanced coverage at lower costs. For details about your Cigna coverage, go to roberthalfbenefits.com.

Note: If you want to opt out of supplemental medical insurance for 2021, you must make this election during Open Enrollment.

Accident Insurance

Let’s face it: Accidents happen. When they do, accident insurance provides a cash payment in cases of injuries. You can use this money to help pay for uncovered medical expenses — such as your deductible or coinsurance — or ongoing living expenses, like your mortgage, rent, daycare or transportation. Benefits include initial and emergency care, hospitalization benefits, fractures and dislocations, follow-up care, and accidental death and dismemberment.

Coverage is available for you and your eligible dependents.

Critical Illness Insurance

Everyone has different needs when coping with critical illness.

Critical illness insurance helps protect against the financial impact of heart attack, cancer, stroke and other conditions. You receive a cash payment that you can use for uncovered medical expenses or ongoing living expenses, like your mortgage, rent, daycare or transportation. There’s even a paid benefit for receiving annual health screenings, including up to $50 for routine health exams and $200 for mammograms.

There are two coverage options for you: $15,000 or $30,000. Coverage for eligible dependents is equal to 50% of your coverage amount.

Hospital Indemnity Insurance

Make sure you’re prepared for a possible hospital stay. Hospital indemnity insurance provides a cash payment for expenses that your medical plan may not cover. Benefits include coverage for hospital admissions, including for chronic conditions, intensive care unit (ICU) care, and observation.

Coverage is available for you and your eligible dependents.

Is Supplemental Medical Insurance Right for You?

Take a moment to consider if there are gaps in your medical coverage, such as:

  • Your deductible is more than your savings
  • You may incur extra childcare expenses if you’re ill or injured
  • You don’t have savings to cover being off work for illness/injury

Additionally, if you’re enrolled in a $1,500 Deductible or $2,500 Deductible Plan, you might consider supplemental medical insurance. These plans provide great complementary coverage that can reduce your out-of-pocket medical costs.

Visit Supplemental Medical Insurance for details.

Anthem Medical Plans

You’ll received new ID cards for 2021, which will reflect a new group number for the Anthem medical plans. ID cards will be mailed to your home prior to January 1, 2021.

Anthem is available to Robert Half and Protiviti employees and those in the Salaried Professional Services program (excluding temporary employees in Hawaii).

Kaiser Medical Plans

Kaiser is making the following plan changes in 2021:

California:
  • All plans: Home birth and midwives now covered when medically necessary; birthing centers no longer covered
  • All plans: Peak flow meters, glucometers and associated diabetic testing supplies no longer subject to the annual deductible
  • $900 Deductible Plan: Acupuncture now covered at 80% with no deductible
Colorado:
  • All plans: Members will now be part of one Colorado service area. As part of this consolidation, you will receive a new ID card for 2021; however, your member ID number won’t change. Additionally, there will be a new member service phone number: 1.800.632.9700 or 1.303.338.3800.
  • All plans: Referrals will be required for certain specialists; please consult with your PCP
  • All plans: Peak flow meters, glucometers and associated diabetic testing supplies no longer subject to the annual deductible
Georgia:
  • All plans: Peak flow meters, glucometers and associated diabetic testing supplies no longer subject to the annual deductible
  • All plans: Specific tests now covered at no charge (HbA1c for diabetics, Low Density Lipoprotein lab test for people with heart disease, and INR lab test for liver failure and bleeding disorders)
  • $400 and $900 Deductible Plans: Lightbox therapy for treatment of seasonal affective disorder (SAD) covered at 100%
Hawaii:
  • Cardiac rehabilitation therapy covered when medically necessary
  • Dental services related to accidents are no longer covered
  • If a brand drug is prescribed when there's a generic drug available, and the prescription is deemed medically necessary, you pay the brand-formulary cost. If the prescription is not deemed medically necessary, you pay the full cost.
Mid-Atlantic:
  • All plans: Diabetes, HIV, and AIDS drugs limited to $150 for up to a 30-day supply and $450 for up to a 90-day supply
  • All plans: Peak flow meters no longer subject to the annual deductible for those with asthma; glucometers and test strips no longer subject to the annual deductible
  • All plans: Specific tests now covered at no charge (HbA1C for diabetics, Low Density Lipoprotein Lab test for people with heart disease, and INR lab test for liver failure and bleeding disorders)
Northwest:
  • All plans: Peak flow meters, glucometers and lancets no longer subject to the annual deductible
Washington:
  • All plans: Travel and lodging now covered for transplants (more than 100 miles from home)
  • All plans: Peak flow meters, glucometers and associated diabetic testing supplies no longer subject to the annual deductible

SafeGuardRx

SafeGuardRx is a new, free program for Anthem and Cigna members. It provides remote Bluetooth-enabled glucose monitors and inhaler devices to support prescription adherence and health engagement for eligible, high-risk diabetic and pulmonary care patients.

    HMSA Medical Plan

    HMSA is making the following plan changes in 2021:

    • Nutritional counseling will be called "Medical Nutrition Therapy” and will be expanded to cover other conditions (e.g., chronic kidney disease) at no cost when you choose in-network providers
    • Outpatient internal implants will be covered at no cost when you choose in-network providers

    Employee Assistance Program

    The Magellan Health offers free, one-on-one counseling and referrals for Robert Half employees and their household members. Starting in 2021, Robert Half will increase the number of covered sessions — you may now meet with a counselor up to 10 visits per year per topic. Sessions include face-to-face and virtual therapy through BetterHelp, which offers options for video, phone, texting, and live chat sessions.

    Magellan Health is available to Robert Half and Protiviti employees and those in the Salaried Professional Services program (excluding temporary employees in Hawaii).

    Health Savings Account (HSA)

    For 2021, the IRS increased annual HSA contribution limits to $3,600 for individual coverage and $7,200 for family coverage.

    The HSA is available to Robert Half and Protiviti employees and those in the Salaried Professional Services program (excluding temporary employees in Hawaii).

    Flexible Spending Account (FSA)/Commuter Benefits

    Limits for the Health Care Flexible Spending Account (FSA), Combination Health Care FSA, and commuter benefits typically increase each year. The IRS will announce changes to the FSA and commuter limits in November 2020.

    FSAs and commuter benefits are available to Robert Half and Protiviti employees and those in the Salaried Professional Services program (excluding temporary employees in Hawaii).

    Universal Life Insurance

    The guarantee issue amount for voluntary universal life insurance has increased from $150,000 to $200,000

    During Open Enrollment, you may choose to purchase voluntary universal life insurance coverage up to $200,000 without providing Evidence of Insurability (EOI) for you and your dependents (now up to age 26). If you currently have coverage, you can increase coverage up to $200,000 total without providing EOI.

    If you’re looking to increase your voluntary universal life insurance, now is the time to consider this coverage!

    After Open Enrollment, you’ll need to provide EOI for any voluntary universal life insurance coverage amount. If you purchase or increase your coverage now, no additional documentation is needed.

    Please note: information about voluntary universal life insurance is available on Mercer Marketplace 365. To enroll, you’ll link out to a separate site to make your election.

    How to Enroll

    Visit Mercer Marketplace 365 when you’re ready to enroll or make changes to your benefits. You can compare benefit plans — including details and costs — and choose the best fit for your needs and those of your family.

    Mercer Marketplace 365 also provides resources to help you understand your options, such as the medical plan comparison tool that lets you model various benefits scenarios.

    Online Phone Mobile
    Visit the Mercer Marketplace 365 Call 1.855.879.6739
    Monday – Friday: 4 a.m. – 7 p.m. Pacific time
    Saturday: 7 a.m. – 11 a.m. Pacific time
    Download the Mercer Marketplace 365 app from your app store. (company ID: ROBHAF)
    Enrollment Tip

    Have your dependent’s Social Security number (except for newborns) and date of birth ready before logging on to the Mercer Marketplace 365 or calling the service center.

    Planning Resources

    Choosing the right plans matters to your health and your financial well-being. Use these resources to learn about your benefits and select the best options for you and your family.

    • Mercer Marketplace 365 — Use decision tools, compare plans and use the online chat feature to get help from a benefits counselor.
    • 2021 pre-enrollment mailer — This brochure, which was mailed to your home, highlights what’s changing for 2021 and outlines the steps and key dates for enrollment.
    Tools to Help You Choose

    Which plans are best for you? Look for these helpful, interactive tools as you go through the enrollment process on Mercer Marketplace 365.

    • Plan compare — On the Choose your medical plan page, check the Compare box next to each plan you want to look at, then click the Compare Plans & Estimate Your Cost button to see up to four medical plans side by side.
    • Cost estimator — As you review your options on the Choose your medical plan page, each medical plan shows an Estimated Annual Cost (your premiums + out-of-pocket costs for care) based on US averages. You can use the sliders in the Personalize your estimated cost box on the top of the page to adjust these annual cost estimates based on your specific health care needs. You can also estimate your tax savings from using an HSA or FSA.
    • Health Advocate — Get personalized help making decisions regarding your benefit choices by calling 1.866.695.8622.